Market Overview
Home Prices in Bern, KS
The median home value in Bern, KS is $274,739 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12% compared to a year ago and up 4.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bern are priced33% below average.
Over the past five years, Bern home values have risen by approximately54.7%, reflecting strong long-term appreciation in this market.
Price History
Bern Home Price Trend
2020
$157,689
$158K
—
2021
$177,571
$178K
+12.6%
2022
$218,411
$218K
+23.0%
2023
$217,246
$217K
-0.5%
2024
$234,523
$235K
+8.0%
2025
$245,349
$245K
+4.6%
2026
$274,739
$275K
+12.0%
City Comparison
Bern vs. National Median
🏠 Bern
$274,739
National Median
$410,000
At $274,739, homes in Bern cost 33% below the national median of $410,000. This makes Bern a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bern?
20% Down Payment
$54,948
on $274,739
Monthly P&I
$1,433/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,820/mo
incl. taxes & insurance
Income Needed
$72,800
gross annual (30% rule)
10% Down Option
$27,474
+ PMI applies
Loan Amount (20% dn)
$219,791
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bern, KS?
The median home value in Bern is $274,739 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12% year-over-year.
How much have home prices changed in Bern?
Over the past year, home values in Bern have increased by 12%. Over five years, prices have risen approximately 54.7%.
How much do I need to earn to buy a home in Bern?
To comfortably afford the median home price of $274,739 with a 20% down payment ($54,948) at today's rates (6.8%), you'd need a gross annual income of approximately $72,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Bern compare to the national average home price?
The national median home value is approximately $410,000. At $274,739, homes in Bern are 33% below the national average.