Market Overview
Home Prices in Centralia, KS
The median home value in Centralia, KS is $186,549 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 13% compared to a year ago and down 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Centralia are priced55% below average.
Over the past five years, Centralia home values have risen by approximately46.2%, reflecting strong long-term appreciation in this market.
Price History
Centralia Home Price Trend
2020
$120,669
$121K
—
2021
$127,559
$128K
+5.7%
2022
$150,387
$150K
+17.9%
2023
$149,566
$150K
-0.5%
2024
$165,442
$165K
+10.6%
2025
$165,039
$165K
-0.2%
2026
$186,549
$187K
+13.0%
City Comparison
Centralia vs. National Median
🏠 Centralia
$186,549
National Median
$410,000
At $186,549, homes in Centralia cost 55% below the national median of $410,000. This makes Centralia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Centralia?
20% Down Payment
$37,310
on $186,549
Monthly P&I
$973/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,236/mo
incl. taxes & insurance
Income Needed
$49,440
gross annual (30% rule)
10% Down Option
$18,655
+ PMI applies
Loan Amount (20% dn)
$149,239
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Centralia, KS?
The median home value in Centralia is $186,549 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 13% year-over-year.
How much have home prices changed in Centralia?
Over the past year, home values in Centralia have increased by 13%. Over five years, prices have risen approximately 46.2%.
How much do I need to earn to buy a home in Centralia?
To comfortably afford the median home price of $186,549 with a 20% down payment ($37,310) at today's rates (6.8%), you'd need a gross annual income of approximately $49,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Centralia compare to the national average home price?
The national median home value is approximately $410,000. At $186,549, homes in Centralia are 55% below the national average.