📍 Dearing, KS · Zillow ZHVI · July 2026

Average Home Price in
Dearing, KS

Coffeyville, KS metro area · Montgomery County County

Median Home Value
$84,018
↑ 2.8% year-over-year
vs. National Median
$410,000
Dearing is 80% below
Est. Monthly Payment
$438/mo
20% down · 6.8% rate
Income Needed
$22K
gross annual (30% rule)
Median Home Value
$84,018
↑ 2.8% year-over-year

Down Payment (20%)$16,804
Monthly P&I$438/mo
With Taxes & Ins.~$556/mo
Income Needed$22,240/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Dearing, KS

The median home value in Dearing, KS is $84,018 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and down 0.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Dearing are priced80% below average. Dearing is part of the Coffeyville, KS metro area.

Over the past five years, Dearing home values have risen by approximately30.0%, reflecting strong long-term appreciation in this market.

City Comparison

Dearing vs. National Median

🏠 Dearing
$84,018
National Median
$410,000

At $84,018, homes in Dearing cost 80% below the national median of $410,000. This makes Dearing a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Dearing?

20% Down Payment
$16,804
on $84,018
Monthly P&I
$438/mo
30-yr @ 6.8%
Total Monthly Est.
~$556/mo
incl. taxes & insurance
Income Needed
$22,240
gross annual (30% rule)
10% Down Option
$8,402
+ PMI applies
Loan Amount (20% dn)
$67,214
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Dearing, KS?
The median home value in Dearing is $84,018 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in Dearing?
Over the past year, home values in Dearing have increased by 2.8%. Over five years, prices have risen approximately 30.0%.
How much do I need to earn to buy a home in Dearing?
To comfortably afford the median home price of $84,018 with a 20% down payment ($16,804) at today's rates (6.8%), you'd need a gross annual income of approximately $22,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Dearing compare to the national average home price?
The national median home value is approximately $410,000. At $84,018, homes in Dearing are 80% below the national average.
What metro area is Dearing part of?
Dearing is part of the Coffeyville, KS metropolitan area. Home prices and market conditions can vary across the broader metro region.