📍 Deerfield, KS · Zillow ZHVI · July 2026

Average Home Price in
Deerfield, KS

Garden City, KS metro area · Kearny County County

Median Home Value
$164,509
↑ 1.7% year-over-year
vs. National Median
$410,000
Deerfield is 60% below
Est. Monthly Payment
$858/mo
20% down · 6.8% rate
Income Needed
$44K
gross annual (30% rule)
Median Home Value
$164,509
↑ 1.7% year-over-year

Down Payment (20%)$32,902
Monthly P&I$858/mo
With Taxes & Ins.~$1,090/mo
Income Needed$43,600/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Deerfield, KS

The median home value in Deerfield, KS is $164,509 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and up 2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Deerfield are priced60% below average. Deerfield is part of the Garden City, KS metro area.

Over the past five years, Deerfield home values have risen by approximately21.8%, reflecting strong long-term appreciation in this market.

City Comparison

Deerfield vs. National Median

🏠 Deerfield
$164,509
National Median
$410,000

At $164,509, homes in Deerfield cost 60% below the national median of $410,000. This makes Deerfield a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Deerfield?

20% Down Payment
$32,902
on $164,509
Monthly P&I
$858/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,090/mo
incl. taxes & insurance
Income Needed
$43,600
gross annual (30% rule)
10% Down Option
$16,451
+ PMI applies
Loan Amount (20% dn)
$131,607
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Deerfield, KS?
The median home value in Deerfield is $164,509 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in Deerfield?
Over the past year, home values in Deerfield have increased by 1.7%. Over five years, prices have risen approximately 21.8%.
How much do I need to earn to buy a home in Deerfield?
To comfortably afford the median home price of $164,509 with a 20% down payment ($32,902) at today's rates (6.8%), you'd need a gross annual income of approximately $43,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Deerfield compare to the national average home price?
The national median home value is approximately $410,000. At $164,509, homes in Deerfield are 60% below the national average.
What metro area is Deerfield part of?
Deerfield is part of the Garden City, KS metropolitan area. Home prices and market conditions can vary across the broader metro region.