Market Overview
Home Prices in Elkhart, KS
The median home value in Elkhart, KS is $105,820 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.8% compared to a year ago and down 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Elkhart are priced74% below average.
Over the past five years, Elkhart home values have risen by approximately2.3%, reflecting modest growth in this market.
Price History
Elkhart Home Price Trend
2020
$102,730
$103K
—
2021
$103,449
$103K
+0.7%
2022
$113,536
$114K
+9.8%
2023
$113,020
$113K
-0.5%
2024
$110,937
$111K
-1.8%
2025
$106,670
$107K
-3.8%
2026
$105,820
$106K
-0.8%
City Comparison
Elkhart vs. National Median
🏠 Elkhart
$105,820
National Median
$410,000
At $105,820, homes in Elkhart cost 74% below the national median of $410,000. This makes Elkhart a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Elkhart?
20% Down Payment
$21,164
on $105,820
Monthly P&I
$552/mo
30-yr @ 6.8%
Total Monthly Est.
~$701/mo
incl. taxes & insurance
Income Needed
$28,040
gross annual (30% rule)
10% Down Option
$10,582
+ PMI applies
Loan Amount (20% dn)
$84,656
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Elkhart, KS?
The median home value in Elkhart is $105,820 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.8% year-over-year.
How much have home prices changed in Elkhart?
Over the past year, home values in Elkhart have decreased by 0.8%. Over five years, prices have risen approximately 2.3%.
How much do I need to earn to buy a home in Elkhart?
To comfortably afford the median home price of $105,820 with a 20% down payment ($21,164) at today's rates (6.8%), you'd need a gross annual income of approximately $28,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Elkhart compare to the national average home price?
The national median home value is approximately $410,000. At $105,820, homes in Elkhart are 74% below the national average.