Market Overview
Home Prices in Garden Plain, KS
The median home value in Garden Plain, KS is $326,710 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.4% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Garden Plain are priced20% below average. Garden Plain is part of the Wichita, KS metro area.
Over the past five years, Garden Plain home values have risen by approximately29.2%, reflecting strong long-term appreciation in this market.
Price History
Garden Plain Home Price Trend
City Comparison
Garden Plain vs. National Median
At $326,710, homes in Garden Plain cost 20% below the national median of $410,000. This makes Garden Plain a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Garden Plain?
20% Down Payment
$65,342
on $326,710
Monthly P&I
$1,704/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,164/mo
incl. taxes & insurance
Income Needed
$86,560
gross annual (30% rule)
10% Down Option
$32,671
+ PMI applies
Loan Amount (20% dn)
$261,368
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Garden Plain, KS?
The median home value in Garden Plain is $326,710 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.4% year-over-year.
How much have home prices changed in Garden Plain?
Over the past year, home values in Garden Plain have increased by 4.4%. Over five years, prices have risen approximately 29.2%.
How much do I need to earn to buy a home in Garden Plain?
To comfortably afford the median home price of $326,710 with a 20% down payment ($65,342) at today's rates (6.8%), you'd need a gross annual income of approximately $86,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Garden Plain compare to the national average home price?
The national median home value is approximately $410,000. At $326,710, homes in Garden Plain are 20% below the national average.
What metro area is Garden Plain part of?
Garden Plain is part of the Wichita, KS metropolitan area. Home prices and market conditions can vary across the broader metro region.