📍 Gypsum, KS · Zillow ZHVI · July 2026

Average Home Price in
Gypsum, KS

Salina, KS metro area · Saline County County

Median Home Value
$231,379
↑ 8.1% year-over-year
vs. National Median
$410,000
Gypsum is 44% below
Est. Monthly Payment
$1,207/mo
20% down · 6.8% rate
Income Needed
$61K
gross annual (30% rule)
Median Home Value
$231,379
↑ 8.1% year-over-year

Down Payment (20%)$46,276
Monthly P&I$1,207/mo
With Taxes & Ins.~$1,533/mo
Income Needed$61,320/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Gypsum, KS

The median home value in Gypsum, KS is $231,379 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.1% compared to a year ago and up 2.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Gypsum are priced44% below average. Gypsum is part of the Salina, KS metro area.

Over the past five years, Gypsum home values have risen by approximately21.5%, reflecting strong long-term appreciation in this market.

City Comparison

Gypsum vs. National Median

🏠 Gypsum
$231,379
National Median
$410,000

At $231,379, homes in Gypsum cost 44% below the national median of $410,000. This makes Gypsum a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Gypsum?

20% Down Payment
$46,276
on $231,379
Monthly P&I
$1,207/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,533/mo
incl. taxes & insurance
Income Needed
$61,320
gross annual (30% rule)
10% Down Option
$23,138
+ PMI applies
Loan Amount (20% dn)
$185,103
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Gypsum, KS?
The median home value in Gypsum is $231,379 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.1% year-over-year.
How much have home prices changed in Gypsum?
Over the past year, home values in Gypsum have increased by 8.1%. Over five years, prices have risen approximately 21.5%.
How much do I need to earn to buy a home in Gypsum?
To comfortably afford the median home price of $231,379 with a 20% down payment ($46,276) at today's rates (6.8%), you'd need a gross annual income of approximately $61,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Gypsum compare to the national average home price?
The national median home value is approximately $410,000. At $231,379, homes in Gypsum are 44% below the national average.
What metro area is Gypsum part of?
Gypsum is part of the Salina, KS metropolitan area. Home prices and market conditions can vary across the broader metro region.