Market Overview
Home Prices in Harper, KS
The median home value in Harper, KS is $109,472 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.2% compared to a year ago and down 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harper are priced73% below average.
Over the past five years, Harper home values have risen by approximately41.7%, reflecting strong long-term appreciation in this market.
Price History
Harper Home Price Trend
2020
$70,927
$71K
—
2021
$77,280
$77K
+9.0%
2022
$87,032
$87K
+12.6%
2023
$94,341
$94K
+8.4%
2024
$101,737
$102K
+7.8%
2025
$98,458
$98K
-3.2%
2026
$109,472
$109K
+11.2%
City Comparison
Harper vs. National Median
🏠 Harper
$109,472
National Median
$410,000
At $109,472, homes in Harper cost 73% below the national median of $410,000. This makes Harper a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harper?
20% Down Payment
$21,894
on $109,472
Monthly P&I
$571/mo
30-yr @ 6.8%
Total Monthly Est.
~$725/mo
incl. taxes & insurance
Income Needed
$29,000
gross annual (30% rule)
10% Down Option
$10,947
+ PMI applies
Loan Amount (20% dn)
$87,578
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harper, KS?
The median home value in Harper is $109,472 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.2% year-over-year.
How much have home prices changed in Harper?
Over the past year, home values in Harper have increased by 11.2%. Over five years, prices have risen approximately 41.7%.
How much do I need to earn to buy a home in Harper?
To comfortably afford the median home price of $109,472 with a 20% down payment ($21,894) at today's rates (6.8%), you'd need a gross annual income of approximately $29,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Harper compare to the national average home price?
The national median home value is approximately $410,000. At $109,472, homes in Harper are 73% below the national average.