📍 Hays, KS · Zillow ZHVI · July 2026

Average Home Price in
Hays, KS

Hays, KS metro area · Ellis County County

Median Home Value
$259,442
↑ 4.1% year-over-year
vs. National Median
$410,000
Hays is 37% below
Est. Monthly Payment
$1,353/mo
20% down · 6.8% rate
Income Needed
$69K
gross annual (30% rule)
Median Home Value
$259,442
↑ 4.1% year-over-year

Down Payment (20%)$51,888
Monthly P&I$1,353/mo
With Taxes & Ins.~$1,718/mo
Income Needed$68,720/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Hays, KS

The median home value in Hays, KS is $259,442 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.1% compared to a year ago and up 6.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Hays are priced37% below average. Hays is part of the Hays, KS metro area.

Over the past five years, Hays home values have risen by approximately28.0%, reflecting strong long-term appreciation in this market.

City Comparison

Hays vs. National Median

🏠 Hays
$259,442
National Median
$410,000

At $259,442, homes in Hays cost 37% below the national median of $410,000. This makes Hays a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Hays?

20% Down Payment
$51,888
on $259,442
Monthly P&I
$1,353/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,718/mo
incl. taxes & insurance
Income Needed
$68,720
gross annual (30% rule)
10% Down Option
$25,944
+ PMI applies
Loan Amount (20% dn)
$207,554
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Hays, KS?
The median home value in Hays is $259,442 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.1% year-over-year.
How much have home prices changed in Hays?
Over the past year, home values in Hays have increased by 4.1%. Over five years, prices have risen approximately 28.0%.
How much do I need to earn to buy a home in Hays?
To comfortably afford the median home price of $259,442 with a 20% down payment ($51,888) at today's rates (6.8%), you'd need a gross annual income of approximately $68,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Hays compare to the national average home price?
The national median home value is approximately $410,000. At $259,442, homes in Hays are 37% below the national average.
What metro area is Hays part of?
Hays is part of the Hays, KS metropolitan area. Home prices and market conditions can vary across the broader metro region.