Market Overview
Home Prices in Howard, KS
The median home value in Howard, KS is $97,014 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12.6% compared to a year ago and up 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Howard are priced76% below average.
Over the past five years, Howard home values have risen by approximately49.0%, reflecting strong long-term appreciation in this market.
Price History
Howard Home Price Trend
2020
$68,267
$68K
—
2021
$65,112
$65K
-4.6%
2022
$70,293
$70K
+8.0%
2023
$77,490
$77K
+10.2%
2024
$84,201
$84K
+8.7%
2025
$86,149
$86K
+2.3%
2026
$97,014
$97K
+12.6%
City Comparison
Howard vs. National Median
🏠 Howard
$97,014
National Median
$410,000
At $97,014, homes in Howard cost 76% below the national median of $410,000. This makes Howard a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Howard?
20% Down Payment
$19,403
on $97,014
Monthly P&I
$506/mo
30-yr @ 6.8%
Total Monthly Est.
~$643/mo
incl. taxes & insurance
Income Needed
$25,720
gross annual (30% rule)
10% Down Option
$9,701
+ PMI applies
Loan Amount (20% dn)
$77,611
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Howard, KS?
The median home value in Howard is $97,014 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12.6% year-over-year.
How much have home prices changed in Howard?
Over the past year, home values in Howard have increased by 12.6%. Over five years, prices have risen approximately 49.0%.
How much do I need to earn to buy a home in Howard?
To comfortably afford the median home price of $97,014 with a 20% down payment ($19,403) at today's rates (6.8%), you'd need a gross annual income of approximately $25,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Howard compare to the national average home price?
The national median home value is approximately $410,000. At $97,014, homes in Howard are 76% below the national average.