Market Overview
Home Prices in Kinsley, KS
The median home value in Kinsley, KS is $80,643 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.5% compared to a year ago and up 8.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kinsley are priced80% below average.
Over the past five years, Kinsley home values have risen by approximately16.0%, reflecting steady appreciation in this market.
Price History
Kinsley Home Price Trend
2020
$57,271
$57K
—
2021
$69,542
$70K
+21.4%
2022
$76,081
$76K
+9.4%
2023
$79,132
$79K
+4.0%
2024
$71,730
$72K
-9.4%
2025
$77,901
$78K
+8.6%
2026
$80,643
$81K
+3.5%
City Comparison
Kinsley vs. National Median
🏠 Kinsley
$80,643
National Median
$410,000
At $80,643, homes in Kinsley cost 80% below the national median of $410,000. This makes Kinsley a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kinsley?
20% Down Payment
$16,129
on $80,643
Monthly P&I
$421/mo
30-yr @ 6.8%
Total Monthly Est.
~$535/mo
incl. taxes & insurance
Income Needed
$21,400
gross annual (30% rule)
10% Down Option
$8,064
+ PMI applies
Loan Amount (20% dn)
$64,514
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kinsley, KS?
The median home value in Kinsley is $80,643 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.5% year-over-year.
How much have home prices changed in Kinsley?
Over the past year, home values in Kinsley have increased by 3.5%. Over five years, prices have risen approximately 16.0%.
How much do I need to earn to buy a home in Kinsley?
To comfortably afford the median home price of $80,643 with a 20% down payment ($16,129) at today's rates (6.8%), you'd need a gross annual income of approximately $21,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Kinsley compare to the national average home price?
The national median home value is approximately $410,000. At $80,643, homes in Kinsley are 80% below the national average.