Market Overview
Home Prices in Liberal, KS
The median home value in Liberal, KS is $146,778 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.3% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Liberal are priced64% below average. Liberal is part of the Liberal, KS metro area.
Over the past five years, Liberal home values have risen by approximately11.2%, reflecting steady appreciation in this market.
Price History
Liberal Home Price Trend
2020
$116,080
$116K
—
2021
$131,942
$132K
+13.7%
2022
$147,420
$147K
+11.7%
2023
$141,571
$142K
-4.0%
2024
$141,448
$141K
-0.1%
2025
$144,936
$145K
+2.5%
2026
$146,778
$147K
+1.3%
City Comparison
Liberal vs. National Median
🏠 Liberal
$146,778
National Median
$410,000
At $146,778, homes in Liberal cost 64% below the national median of $410,000. This makes Liberal a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Liberal?
20% Down Payment
$29,356
on $146,778
Monthly P&I
$766/mo
30-yr @ 6.8%
Total Monthly Est.
~$973/mo
incl. taxes & insurance
Income Needed
$38,920
gross annual (30% rule)
10% Down Option
$14,678
+ PMI applies
Loan Amount (20% dn)
$117,422
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Liberal, KS?
The median home value in Liberal is $146,778 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.3% year-over-year.
How much have home prices changed in Liberal?
Over the past year, home values in Liberal have increased by 1.3%. Over five years, prices have risen approximately 11.2%.
How much do I need to earn to buy a home in Liberal?
To comfortably afford the median home price of $146,778 with a 20% down payment ($29,356) at today's rates (6.8%), you'd need a gross annual income of approximately $38,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Liberal compare to the national average home price?
The national median home value is approximately $410,000. At $146,778, homes in Liberal are 64% below the national average.
What metro area is Liberal part of?
Liberal is part of the Liberal, KS metropolitan area. Home prices and market conditions can vary across the broader metro region.