Market Overview
Home Prices in Lincoln, KS
The median home value in Lincoln, KS is $115,931 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.2% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lincoln are priced72% below average.
Over the past five years, Lincoln home values have risen by approximately30.8%, reflecting strong long-term appreciation in this market.
Price History
Lincoln Home Price Trend
2020
$78,579
$79K
—
2021
$88,603
$89K
+12.8%
2022
$100,613
$101K
+13.6%
2023
$99,214
$99K
-1.4%
2024
$105,839
$106K
+6.7%
2025
$107,123
$107K
+1.2%
2026
$115,931
$116K
+8.2%
City Comparison
Lincoln vs. National Median
🏠 Lincoln
$115,931
National Median
$410,000
At $115,931, homes in Lincoln cost 72% below the national median of $410,000. This makes Lincoln a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lincoln?
20% Down Payment
$23,186
on $115,931
Monthly P&I
$605/mo
30-yr @ 6.8%
Total Monthly Est.
~$768/mo
incl. taxes & insurance
Income Needed
$30,720
gross annual (30% rule)
10% Down Option
$11,593
+ PMI applies
Loan Amount (20% dn)
$92,745
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lincoln, KS?
The median home value in Lincoln is $115,931 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.2% year-over-year.
How much have home prices changed in Lincoln?
Over the past year, home values in Lincoln have increased by 8.2%. Over five years, prices have risen approximately 30.8%.
How much do I need to earn to buy a home in Lincoln?
To comfortably afford the median home price of $115,931 with a 20% down payment ($23,186) at today's rates (6.8%), you'd need a gross annual income of approximately $30,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Lincoln compare to the national average home price?
The national median home value is approximately $410,000. At $115,931, homes in Lincoln are 72% below the national average.