Market Overview
Home Prices in Natoma, KS
The median home value in Natoma, KS is $80,856 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.8% compared to a year ago and up 11% from two years prior.
Compared to the U.S. national median of $410,000, homes in Natoma are priced80% below average. Natoma is part of the Hays, KS metro area.
Over the past five years, Natoma home values have risen by approximately10.7%, reflecting steady appreciation in this market.
Price History
Natoma Home Price Trend
2020
$82,008
$82K
—
2021
$73,072
$73K
-10.9%
2022
$80,701
$81K
+10.4%
2023
$74,488
$74K
-7.7%
2024
$76,475
$76K
+2.7%
2025
$84,905
$85K
+11.0%
2026
$80,856
$81K
-4.8%
City Comparison
Natoma vs. National Median
🏠 Natoma
$80,856
National Median
$410,000
At $80,856, homes in Natoma cost 80% below the national median of $410,000. This makes Natoma a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Natoma?
20% Down Payment
$16,171
on $80,856
Monthly P&I
$422/mo
30-yr @ 6.8%
Total Monthly Est.
~$536/mo
incl. taxes & insurance
Income Needed
$21,440
gross annual (30% rule)
10% Down Option
$8,086
+ PMI applies
Loan Amount (20% dn)
$64,685
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Natoma, KS?
The median home value in Natoma is $80,856 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.8% year-over-year.
How much have home prices changed in Natoma?
Over the past year, home values in Natoma have decreased by 4.8%. Over five years, prices have risen approximately 10.7%.
How much do I need to earn to buy a home in Natoma?
To comfortably afford the median home price of $80,856 with a 20% down payment ($16,171) at today's rates (6.8%), you'd need a gross annual income of approximately $21,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Natoma compare to the national average home price?
The national median home value is approximately $410,000. At $80,856, homes in Natoma are 80% below the national average.
What metro area is Natoma part of?
Natoma is part of the Hays, KS metropolitan area. Home prices and market conditions can vary across the broader metro region.