Market Overview
Home Prices in Ness City, KS
The median home value in Ness City, KS is $126,230 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 18.7% compared to a year ago and up 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ness City are priced69% below average.
Over the past five years, Ness City home values have risen by approximately43.9%, reflecting strong long-term appreciation in this market.
Price History
Ness City Home Price Trend
2020
$85,690
$86K
—
2021
$87,700
$88K
+2.3%
2022
$97,341
$97K
+11.0%
2023
$98,290
$98K
+1.0%
2024
$102,973
$103K
+4.8%
2025
$106,316
$106K
+3.2%
2026
$126,230
$126K
+18.7%
City Comparison
Ness City vs. National Median
🏠 Ness City
$126,230
National Median
$410,000
At $126,230, homes in Ness City cost 69% below the national median of $410,000. This makes Ness City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ness City?
20% Down Payment
$25,246
on $126,230
Monthly P&I
$658/mo
30-yr @ 6.8%
Total Monthly Est.
~$836/mo
incl. taxes & insurance
Income Needed
$33,440
gross annual (30% rule)
10% Down Option
$12,623
+ PMI applies
Loan Amount (20% dn)
$100,984
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ness City, KS?
The median home value in Ness City is $126,230 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 18.7% year-over-year.
How much have home prices changed in Ness City?
Over the past year, home values in Ness City have increased by 18.7%. Over five years, prices have risen approximately 43.9%.
How much do I need to earn to buy a home in Ness City?
To comfortably afford the median home price of $126,230 with a 20% down payment ($25,246) at today's rates (6.8%), you'd need a gross annual income of approximately $33,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Ness City compare to the national average home price?
The national median home value is approximately $410,000. At $126,230, homes in Ness City are 69% below the national average.