Market Overview
Home Prices in Onaga, KS
The median home value in Onaga, KS is $120,647 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.5% compared to a year ago and up 0% from two years prior.
Compared to the U.S. national median of $410,000, homes in Onaga are priced71% below average. Onaga is part of the Manhattan, KS metro area.
Over the past five years, Onaga home values have risen by approximately48.4%, reflecting strong long-term appreciation in this market.
Price History
Onaga Home Price Trend
2020
$65,397
$65K
—
2021
$81,316
$81K
+24.3%
2022
$89,194
$89K
+9.7%
2023
$101,619
$102K
+13.9%
2024
$111,196
$111K
+9.4%
2025
$111,215
$111K
+0.0%
2026
$120,647
$121K
+8.5%
City Comparison
Onaga vs. National Median
🏠 Onaga
$120,647
National Median
$410,000
At $120,647, homes in Onaga cost 71% below the national median of $410,000. This makes Onaga a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Onaga?
20% Down Payment
$24,129
on $120,647
Monthly P&I
$629/mo
30-yr @ 6.8%
Total Monthly Est.
~$799/mo
incl. taxes & insurance
Income Needed
$31,960
gross annual (30% rule)
10% Down Option
$12,065
+ PMI applies
Loan Amount (20% dn)
$96,518
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Onaga, KS?
The median home value in Onaga is $120,647 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.5% year-over-year.
How much have home prices changed in Onaga?
Over the past year, home values in Onaga have increased by 8.5%. Over five years, prices have risen approximately 48.4%.
How much do I need to earn to buy a home in Onaga?
To comfortably afford the median home price of $120,647 with a 20% down payment ($24,129) at today's rates (6.8%), you'd need a gross annual income of approximately $31,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Onaga compare to the national average home price?
The national median home value is approximately $410,000. At $120,647, homes in Onaga are 71% below the national average.
What metro area is Onaga part of?
Onaga is part of the Manhattan, KS metropolitan area. Home prices and market conditions can vary across the broader metro region.