Market Overview
Home Prices in Osage City, KS
The median home value in Osage City, KS is $200,020 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.3% compared to a year ago and up 4.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Osage City are priced51% below average. Osage City is part of the Topeka, KS metro area.
Over the past five years, Osage City home values have risen by approximately46.1%, reflecting strong long-term appreciation in this market.
Price History
Osage City Home Price Trend
City Comparison
Osage City vs. National Median
At $200,020, homes in Osage City cost 51% below the national median of $410,000. This makes Osage City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Osage City?
20% Down Payment
$40,004
on $200,020
Monthly P&I
$1,043/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,325/mo
incl. taxes & insurance
Income Needed
$53,000
gross annual (30% rule)
10% Down Option
$20,002
+ PMI applies
Loan Amount (20% dn)
$160,016
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Osage City, KS?
The median home value in Osage City is $200,020 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.3% year-over-year.
How much have home prices changed in Osage City?
Over the past year, home values in Osage City have increased by 9.3%. Over five years, prices have risen approximately 46.1%.
How much do I need to earn to buy a home in Osage City?
To comfortably afford the median home price of $200,020 with a 20% down payment ($40,004) at today's rates (6.8%), you'd need a gross annual income of approximately $53,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Osage City compare to the national average home price?
The national median home value is approximately $410,000. At $200,020, homes in Osage City are 51% below the national average.
What metro area is Osage City part of?
Osage City is part of the Topeka, KS metropolitan area. Home prices and market conditions can vary across the broader metro region.