Market Overview
Home Prices in Osawatomie, KS
The median home value in Osawatomie, KS is $208,137 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 5.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Osawatomie are priced49% below average. Osawatomie is part of the Kansas City, MO-KS metro area.
Over the past five years, Osawatomie home values have risen by approximately38.5%, reflecting strong long-term appreciation in this market.
Price History
Osawatomie Home Price Trend
City Comparison
Osawatomie vs. National Median
At $208,137, homes in Osawatomie cost 49% below the national median of $410,000. This makes Osawatomie a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Osawatomie?
20% Down Payment
$41,627
on $208,137
Monthly P&I
$1,086/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,379/mo
incl. taxes & insurance
Income Needed
$55,160
gross annual (30% rule)
10% Down Option
$20,814
+ PMI applies
Loan Amount (20% dn)
$166,510
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Osawatomie, KS?
The median home value in Osawatomie is $208,137 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Osawatomie?
Over the past year, home values in Osawatomie have increased by 1.6%. Over five years, prices have risen approximately 38.5%.
How much do I need to earn to buy a home in Osawatomie?
To comfortably afford the median home price of $208,137 with a 20% down payment ($41,627) at today's rates (6.8%), you'd need a gross annual income of approximately $55,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Osawatomie compare to the national average home price?
The national median home value is approximately $410,000. At $208,137, homes in Osawatomie are 49% below the national average.
What metro area is Osawatomie part of?
Osawatomie is part of the Kansas City, MO-KS metropolitan area. Home prices and market conditions can vary across the broader metro region.