Market Overview
Home Prices in Osborne, KS
The median home value in Osborne, KS is $93,460 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.6% compared to a year ago and up 9.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Osborne are priced77% below average.
Over the past five years, Osborne home values have risen by approximately34.8%, reflecting strong long-term appreciation in this market.
Price History
Osborne Home Price Trend
2020
$68,041
$68K
—
2021
$69,314
$69K
+1.9%
2022
$77,403
$77K
+11.7%
2023
$79,390
$79K
+2.6%
2024
$79,851
$80K
+0.6%
2025
$87,659
$88K
+9.8%
2026
$93,460
$93K
+6.6%
City Comparison
Osborne vs. National Median
🏠 Osborne
$93,460
National Median
$410,000
At $93,460, homes in Osborne cost 77% below the national median of $410,000. This makes Osborne a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Osborne?
20% Down Payment
$18,692
on $93,460
Monthly P&I
$487/mo
30-yr @ 6.8%
Total Monthly Est.
~$618/mo
incl. taxes & insurance
Income Needed
$24,720
gross annual (30% rule)
10% Down Option
$9,346
+ PMI applies
Loan Amount (20% dn)
$74,768
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Osborne, KS?
The median home value in Osborne is $93,460 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.6% year-over-year.
How much have home prices changed in Osborne?
Over the past year, home values in Osborne have increased by 6.6%. Over five years, prices have risen approximately 34.8%.
How much do I need to earn to buy a home in Osborne?
To comfortably afford the median home price of $93,460 with a 20% down payment ($18,692) at today's rates (6.8%), you'd need a gross annual income of approximately $24,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Osborne compare to the national average home price?
The national median home value is approximately $410,000. At $93,460, homes in Osborne are 77% below the national average.