Market Overview
Home Prices in Oskaloosa, KS
The median home value in Oskaloosa, KS is $325,110 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.4% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oskaloosa are priced21% below average. Oskaloosa is part of the Topeka, KS metro area.
Over the past five years, Oskaloosa home values have risen by approximately41.6%, reflecting strong long-term appreciation in this market.
Price History
Oskaloosa Home Price Trend
City Comparison
Oskaloosa vs. National Median
At $325,110, homes in Oskaloosa cost 21% below the national median of $410,000. This makes Oskaloosa a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oskaloosa?
20% Down Payment
$65,022
on $325,110
Monthly P&I
$1,696/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,154/mo
incl. taxes & insurance
Income Needed
$86,160
gross annual (30% rule)
10% Down Option
$32,511
+ PMI applies
Loan Amount (20% dn)
$260,088
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oskaloosa, KS?
The median home value in Oskaloosa is $325,110 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.4% year-over-year.
How much have home prices changed in Oskaloosa?
Over the past year, home values in Oskaloosa have increased by 8.4%. Over five years, prices have risen approximately 41.6%.
How much do I need to earn to buy a home in Oskaloosa?
To comfortably afford the median home price of $325,110 with a 20% down payment ($65,022) at today's rates (6.8%), you'd need a gross annual income of approximately $86,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Oskaloosa compare to the national average home price?
The national median home value is approximately $410,000. At $325,110, homes in Oskaloosa are 21% below the national average.
What metro area is Oskaloosa part of?
Oskaloosa is part of the Topeka, KS metropolitan area. Home prices and market conditions can vary across the broader metro region.