Market Overview
Home Prices in Palco, KS
The median home value in Palco, KS is $140,090 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.8% compared to a year ago and up 6.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Palco are priced66% below average.
Over the past five years, Palco home values have risen by approximately40.4%, reflecting strong long-term appreciation in this market.
Price History
Palco Home Price Trend
2020
$94,920
$95K
—
2021
$99,797
$100K
+5.1%
2022
$113,766
$114K
+14.0%
2023
$114,338
$114K
+0.5%
2024
$130,730
$131K
+14.3%
2025
$138,935
$139K
+6.3%
2026
$140,090
$140K
+0.8%
City Comparison
Palco vs. National Median
🏠 Palco
$140,090
National Median
$410,000
At $140,090, homes in Palco cost 66% below the national median of $410,000. This makes Palco a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Palco?
20% Down Payment
$28,018
on $140,090
Monthly P&I
$731/mo
30-yr @ 6.8%
Total Monthly Est.
~$928/mo
incl. taxes & insurance
Income Needed
$37,120
gross annual (30% rule)
10% Down Option
$14,009
+ PMI applies
Loan Amount (20% dn)
$112,072
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Palco, KS?
The median home value in Palco is $140,090 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.8% year-over-year.
How much have home prices changed in Palco?
Over the past year, home values in Palco have increased by 0.8%. Over five years, prices have risen approximately 40.4%.
How much do I need to earn to buy a home in Palco?
To comfortably afford the median home price of $140,090 with a 20% down payment ($28,018) at today's rates (6.8%), you'd need a gross annual income of approximately $37,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Palco compare to the national average home price?
The national median home value is approximately $410,000. At $140,090, homes in Palco are 66% below the national average.