Market Overview
Home Prices in Plains, KS
The median home value in Plains, KS is $144,135 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Plains are priced65% below average. Plains is part of the Liberal, KS metro area.
Over the past five years, Plains home values have risen by approximately25.9%, reflecting strong long-term appreciation in this market.
Price History
Plains Home Price Trend
2020
$109,540
$110K
—
2021
$114,455
$114K
+4.5%
2022
$134,816
$135K
+17.8%
2023
$133,674
$134K
-0.8%
2024
$139,302
$139K
+4.2%
2025
$142,720
$143K
+2.5%
2026
$144,135
$144K
+1.0%
City Comparison
Plains vs. National Median
🏠 Plains
$144,135
National Median
$410,000
At $144,135, homes in Plains cost 65% below the national median of $410,000. This makes Plains a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Plains?
20% Down Payment
$28,827
on $144,135
Monthly P&I
$752/mo
30-yr @ 6.8%
Total Monthly Est.
~$955/mo
incl. taxes & insurance
Income Needed
$38,200
gross annual (30% rule)
10% Down Option
$14,414
+ PMI applies
Loan Amount (20% dn)
$115,308
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Plains, KS?
The median home value in Plains is $144,135 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1% year-over-year.
How much have home prices changed in Plains?
Over the past year, home values in Plains have increased by 1%. Over five years, prices have risen approximately 25.9%.
How much do I need to earn to buy a home in Plains?
To comfortably afford the median home price of $144,135 with a 20% down payment ($28,827) at today's rates (6.8%), you'd need a gross annual income of approximately $38,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Plains compare to the national average home price?
The national median home value is approximately $410,000. At $144,135, homes in Plains are 65% below the national average.
What metro area is Plains part of?
Plains is part of the Liberal, KS metropolitan area. Home prices and market conditions can vary across the broader metro region.