📍 Seneca, KS · Zillow ZHVI · July 2026

Average Home Price in
Seneca, KS

Nemaha County County

Median Home Value
$277,029
↑ 10.2% year-over-year
vs. National Median
$410,000
Seneca is 32% below
Est. Monthly Payment
$1,445/mo
20% down · 6.8% rate
Income Needed
$73K
gross annual (30% rule)
Median Home Value
$277,029
↑ 10.2% year-over-year

Down Payment (20%)$55,406
Monthly P&I$1,445/mo
With Taxes & Ins.~$1,835/mo
Income Needed$73,400/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Seneca, KS

The median home value in Seneca, KS is $277,029 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.2% compared to a year ago and up 5.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Seneca are priced32% below average.

Over the past five years, Seneca home values have risen by approximately46.8%, reflecting strong long-term appreciation in this market.

City Comparison

Seneca vs. National Median

🏠 Seneca
$277,029
National Median
$410,000

At $277,029, homes in Seneca cost 32% below the national median of $410,000. This makes Seneca a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Seneca?

20% Down Payment
$55,406
on $277,029
Monthly P&I
$1,445/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,835/mo
incl. taxes & insurance
Income Needed
$73,400
gross annual (30% rule)
10% Down Option
$27,703
+ PMI applies
Loan Amount (20% dn)
$221,623
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Seneca, KS?
The median home value in Seneca is $277,029 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.2% year-over-year.
How much have home prices changed in Seneca?
Over the past year, home values in Seneca have increased by 10.2%. Over five years, prices have risen approximately 46.8%.
How much do I need to earn to buy a home in Seneca?
To comfortably afford the median home price of $277,029 with a 20% down payment ($55,406) at today's rates (6.8%), you'd need a gross annual income of approximately $73,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Seneca compare to the national average home price?
The national median home value is approximately $410,000. At $277,029, homes in Seneca are 32% below the national average.