Market Overview
Home Prices in Smith Center, KS
The median home value in Smith Center, KS is $110,731 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.3% compared to a year ago and up 8.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Smith Center are priced73% below average.
Over the past five years, Smith Center home values have risen by approximately35.0%, reflecting strong long-term appreciation in this market.
Price History
Smith Center Home Price Trend
2020
$71,548
$72K
—
2021
$82,040
$82K
+14.7%
2022
$90,486
$90K
+10.3%
2023
$96,783
$97K
+7.0%
2024
$104,076
$104K
+7.5%
2025
$113,284
$113K
+8.8%
2026
$110,731
$111K
-2.3%
City Comparison
Smith Center vs. National Median
🏠 Smith Center
$110,731
National Median
$410,000
At $110,731, homes in Smith Center cost 73% below the national median of $410,000. This makes Smith Center a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Smith Center?
20% Down Payment
$22,146
on $110,731
Monthly P&I
$578/mo
30-yr @ 6.8%
Total Monthly Est.
~$734/mo
incl. taxes & insurance
Income Needed
$29,360
gross annual (30% rule)
10% Down Option
$11,073
+ PMI applies
Loan Amount (20% dn)
$88,585
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Smith Center, KS?
The median home value in Smith Center is $110,731 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.3% year-over-year.
How much have home prices changed in Smith Center?
Over the past year, home values in Smith Center have decreased by 2.3%. Over five years, prices have risen approximately 35.0%.
How much do I need to earn to buy a home in Smith Center?
To comfortably afford the median home price of $110,731 with a 20% down payment ($22,146) at today's rates (6.8%), you'd need a gross annual income of approximately $29,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Smith Center compare to the national average home price?
The national median home value is approximately $410,000. At $110,731, homes in Smith Center are 73% below the national average.