📍 Tipton, KS · Zillow ZHVI · July 2026

Average Home Price in
Tipton, KS

Osborne County County

Median Home Value
$184,500
↓ 2% year-over-year
vs. National Median
$410,000
Tipton is 55% below
Est. Monthly Payment
$962/mo
20% down · 6.8% rate
Income Needed
$49K
gross annual (30% rule)
Median Home Value
$184,500
↓ 2% year-over-year

Down Payment (20%)$36,900
Monthly P&I$962/mo
With Taxes & Ins.~$1,222/mo
Income Needed$48,880/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Tipton, KS

The median home value in Tipton, KS is $184,500 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2% compared to a year ago and up 19% from two years prior.

Compared to the U.S. national median of $410,000, homes in Tipton are priced55% below average.

Over the past five years, Tipton home values have risen by approximately48.9%, reflecting strong long-term appreciation in this market.

City Comparison

Tipton vs. National Median

🏠 Tipton
$184,500
National Median
$410,000

At $184,500, homes in Tipton cost 55% below the national median of $410,000. This makes Tipton a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Tipton?

20% Down Payment
$36,900
on $184,500
Monthly P&I
$962/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,222/mo
incl. taxes & insurance
Income Needed
$48,880
gross annual (30% rule)
10% Down Option
$18,450
+ PMI applies
Loan Amount (20% dn)
$147,600
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Tipton, KS?
The median home value in Tipton is $184,500 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2% year-over-year.
How much have home prices changed in Tipton?
Over the past year, home values in Tipton have decreased by 2%. Over five years, prices have risen approximately 48.9%.
How much do I need to earn to buy a home in Tipton?
To comfortably afford the median home price of $184,500 with a 20% down payment ($36,900) at today's rates (6.8%), you'd need a gross annual income of approximately $48,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Tipton compare to the national average home price?
The national median home value is approximately $410,000. At $184,500, homes in Tipton are 55% below the national average.