Market Overview
Home Prices in Wathena, KS
The median home value in Wathena, KS is $189,053 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 14.6% compared to a year ago and up 5.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wathena are priced54% below average. Wathena is part of the St. Joseph, MO-KS metro area.
Over the past five years, Wathena home values have risen by approximately48.3%, reflecting strong long-term appreciation in this market.
Price History
Wathena Home Price Trend
City Comparison
Wathena vs. National Median
At $189,053, homes in Wathena cost 54% below the national median of $410,000. This makes Wathena a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Wathena?
20% Down Payment
$37,811
on $189,053
Monthly P&I
$986/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,252/mo
incl. taxes & insurance
Income Needed
$50,080
gross annual (30% rule)
10% Down Option
$18,905
+ PMI applies
Loan Amount (20% dn)
$151,242
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wathena, KS?
The median home value in Wathena is $189,053 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 14.6% year-over-year.
How much have home prices changed in Wathena?
Over the past year, home values in Wathena have increased by 14.6%. Over five years, prices have risen approximately 48.3%.
How much do I need to earn to buy a home in Wathena?
To comfortably afford the median home price of $189,053 with a 20% down payment ($37,811) at today's rates (6.8%), you'd need a gross annual income of approximately $50,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Wathena compare to the national average home price?
The national median home value is approximately $410,000. At $189,053, homes in Wathena are 54% below the national average.
What metro area is Wathena part of?
Wathena is part of the St. Joseph, MO-KS metropolitan area. Home prices and market conditions can vary across the broader metro region.