Market Overview
Home Prices in Westphalia, KS
The median home value in Westphalia, KS is $251,451 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.6% compared to a year ago and up 4.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Westphalia are priced39% below average.
Over the past five years, Westphalia home values have risen by approximately40.2%, reflecting strong long-term appreciation in this market.
Price History
Westphalia Home Price Trend
2020
$139,509
$140K
—
2021
$179,288
$179K
+28.5%
2022
$213,705
$214K
+19.2%
2023
$204,851
$205K
-4.1%
2024
$223,214
$223K
+9.0%
2025
$233,714
$234K
+4.7%
2026
$251,451
$251K
+7.6%
City Comparison
Westphalia vs. National Median
🏠 Westphalia
$251,451
National Median
$410,000
At $251,451, homes in Westphalia cost 39% below the national median of $410,000. This makes Westphalia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Westphalia?
20% Down Payment
$50,290
on $251,451
Monthly P&I
$1,311/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,665/mo
incl. taxes & insurance
Income Needed
$66,600
gross annual (30% rule)
10% Down Option
$25,145
+ PMI applies
Loan Amount (20% dn)
$201,161
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Westphalia, KS?
The median home value in Westphalia is $251,451 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.6% year-over-year.
How much have home prices changed in Westphalia?
Over the past year, home values in Westphalia have increased by 7.6%. Over five years, prices have risen approximately 40.2%.
How much do I need to earn to buy a home in Westphalia?
To comfortably afford the median home price of $251,451 with a 20% down payment ($50,290) at today's rates (6.8%), you'd need a gross annual income of approximately $66,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Westphalia compare to the national average home price?
The national median home value is approximately $410,000. At $251,451, homes in Westphalia are 39% below the national average.