Market Overview
Home Prices in Winona, KS
The median home value in Winona, KS is $96,507 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.7% compared to a year ago and up 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Winona are priced76% below average.
Over the past five years, Winona home values have fallen by approximately13.4%, reflecting softening conditions in this market.
Price History
Winona Home Price Trend
2020
$123,222
$123K
—
2021
$111,448
$111K
-9.6%
2022
$115,032
$115K
+3.2%
2023
$104,953
$105K
-8.8%
2024
$96,606
$97K
-8.0%
2025
$100,202
$100K
+3.7%
2026
$96,507
$97K
-3.7%
City Comparison
Winona vs. National Median
🏠 Winona
$96,507
National Median
$410,000
At $96,507, homes in Winona cost 76% below the national median of $410,000. This makes Winona a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Winona?
20% Down Payment
$19,301
on $96,507
Monthly P&I
$503/mo
30-yr @ 6.8%
Total Monthly Est.
~$639/mo
incl. taxes & insurance
Income Needed
$25,560
gross annual (30% rule)
10% Down Option
$9,651
+ PMI applies
Loan Amount (20% dn)
$77,206
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Winona, KS?
The median home value in Winona is $96,507 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.7% year-over-year.
How much have home prices changed in Winona?
Over the past year, home values in Winona have decreased by 3.7%. Over five years, prices have fallen approximately 13.4%.
How much do I need to earn to buy a home in Winona?
To comfortably afford the median home price of $96,507 with a 20% down payment ($19,301) at today's rates (6.8%), you'd need a gross annual income of approximately $25,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Winona compare to the national average home price?
The national median home value is approximately $410,000. At $96,507, homes in Winona are 76% below the national average.