Market Overview
Home Prices in Bell City, LA
The median home value in Bell City, LA is $217,663 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.5% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bell City are priced47% below average. Bell City is part of the Lake Charles, LA metro area.
Over the past five years, Bell City home values have fallen by approximately10.5%, reflecting softening conditions in this market.
Price History
Bell City Home Price Trend
City Comparison
Bell City vs. National Median
At $217,663, homes in Bell City cost 47% below the national median of $410,000. This makes Bell City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bell City?
20% Down Payment
$43,533
on $217,663
Monthly P&I
$1,135/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,441/mo
incl. taxes & insurance
Income Needed
$57,640
gross annual (30% rule)
10% Down Option
$21,766
+ PMI applies
Loan Amount (20% dn)
$174,130
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bell City, LA?
The median home value in Bell City is $217,663 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.5% year-over-year.
How much have home prices changed in Bell City?
Over the past year, home values in Bell City have increased by 5.5%. Over five years, prices have fallen approximately 10.5%.
How much do I need to earn to buy a home in Bell City?
To comfortably afford the median home price of $217,663 with a 20% down payment ($43,533) at today's rates (6.8%), you'd need a gross annual income of approximately $57,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Bell City compare to the national average home price?
The national median home value is approximately $410,000. At $217,663, homes in Bell City are 47% below the national average.
What metro area is Bell City part of?
Bell City is part of the Lake Charles, LA metropolitan area. Home prices and market conditions can vary across the broader metro region.