Market Overview
Home Prices in Cut Off, LA
The median home value in Cut Off, LA is $134,904 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and down 4.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cut Off are priced67% below average. Cut Off is part of the Houma-Thibodaux, LA metro area.
Over the past five years, Cut Off home values have fallen by approximately25.1%, reflecting softening conditions in this market.
Price History
Cut Off Home Price Trend
City Comparison
Cut Off vs. National Median
At $134,904, homes in Cut Off cost 67% below the national median of $410,000. This makes Cut Off a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cut Off?
20% Down Payment
$26,981
on $134,904
Monthly P&I
$704/mo
30-yr @ 6.8%
Total Monthly Est.
~$894/mo
incl. taxes & insurance
Income Needed
$35,760
gross annual (30% rule)
10% Down Option
$13,490
+ PMI applies
Loan Amount (20% dn)
$107,923
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cut Off, LA?
The median home value in Cut Off is $134,904 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Cut Off?
Over the past year, home values in Cut Off have increased by 1.6%. Over five years, prices have fallen approximately 25.1%.
How much do I need to earn to buy a home in Cut Off?
To comfortably afford the median home price of $134,904 with a 20% down payment ($26,981) at today's rates (6.8%), you'd need a gross annual income of approximately $35,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Cut Off compare to the national average home price?
The national median home value is approximately $410,000. At $134,904, homes in Cut Off are 67% below the national average.
What metro area is Cut Off part of?
Cut Off is part of the Houma-Thibodaux, LA metropolitan area. Home prices and market conditions can vary across the broader metro region.