Market Overview
Home Prices in Folsom, LA
The median home value in Folsom, LA is $316,423 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.8% compared to a year ago and up 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Folsom are priced23% below average. Folsom is part of the New Orleans-Metairie, LA metro area.
Over the past five years, Folsom home values have risen by approximately1.9%, reflecting modest growth in this market.
Price History
Folsom Home Price Trend
2020
$275,131
$275K
—
2021
$310,504
$311K
+12.9%
2022
$336,017
$336K
+8.2%
2023
$312,966
$313K
-6.9%
2024
$302,367
$302K
-3.4%
2025
$310,915
$311K
+2.8%
2026
$316,423
$316K
+1.8%
City Comparison
Folsom vs. National Median
🏠 Folsom
$316,423
National Median
$410,000
At $316,423, homes in Folsom cost 23% below the national median of $410,000. This makes Folsom a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Folsom?
20% Down Payment
$63,285
on $316,423
Monthly P&I
$1,650/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,096/mo
incl. taxes & insurance
Income Needed
$83,840
gross annual (30% rule)
10% Down Option
$31,642
+ PMI applies
Loan Amount (20% dn)
$253,138
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Folsom, LA?
The median home value in Folsom is $316,423 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.8% year-over-year.
How much have home prices changed in Folsom?
Over the past year, home values in Folsom have increased by 1.8%. Over five years, prices have risen approximately 1.9%.
How much do I need to earn to buy a home in Folsom?
To comfortably afford the median home price of $316,423 with a 20% down payment ($63,285) at today's rates (6.8%), you'd need a gross annual income of approximately $83,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Folsom compare to the national average home price?
The national median home value is approximately $410,000. At $316,423, homes in Folsom are 23% below the national average.
What metro area is Folsom part of?
Folsom is part of the New Orleans-Metairie, LA metropolitan area. Home prices and market conditions can vary across the broader metro region.