Market Overview
Home Prices in French Settlement, LA
The median home value in French Settlement, LA is $232,140 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6% compared to a year ago and down 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in French Settlement are priced43% below average. French Settlement is part of the Baton Rouge, LA metro area.
Over the past five years, French Settlement home values have risen by approximately10.9%, reflecting steady appreciation in this market.
Price History
French Settlement Home Price Trend
City Comparison
French Settlement vs. National Median
At $232,140, homes in French Settlement cost 43% below the national median of $410,000. This makes French Settlement a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in French Settlement?
20% Down Payment
$46,428
on $232,140
Monthly P&I
$1,211/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,538/mo
incl. taxes & insurance
Income Needed
$61,520
gross annual (30% rule)
10% Down Option
$23,214
+ PMI applies
Loan Amount (20% dn)
$185,712
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in French Settlement, LA?
The median home value in French Settlement is $232,140 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6% year-over-year.
How much have home prices changed in French Settlement?
Over the past year, home values in French Settlement have increased by 6%. Over five years, prices have risen approximately 10.9%.
How much do I need to earn to buy a home in French Settlement?
To comfortably afford the median home price of $232,140 with a 20% down payment ($46,428) at today's rates (6.8%), you'd need a gross annual income of approximately $61,520. This assumes keeping total housing costs at or below 30% of gross income.
How does French Settlement compare to the national average home price?
The national median home value is approximately $410,000. At $232,140, homes in French Settlement are 43% below the national average.
What metro area is French Settlement part of?
French Settlement is part of the Baton Rouge, LA metropolitan area. Home prices and market conditions can vary across the broader metro region.