Market Overview
Home Prices in Houma, LA
The median home value in Houma, LA is $189,831 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.8% compared to a year ago and down 6.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Houma are priced54% below average. Houma is part of the Houma-Thibodaux, LA metro area.
Over the past five years, Houma home values have fallen by approximately8.3%, reflecting softening conditions in this market.
Price History
Houma Home Price Trend
2020
$210,702
$211K
—
2021
$207,041
$207K
-1.7%
2022
$207,387
$207K
+0.2%
2023
$201,213
$201K
-3.0%
2024
$215,904
$216K
+7.3%
2025
$201,604
$202K
-6.6%
2026
$189,831
$190K
-5.8%
City Comparison
Houma vs. National Median
🏠 Houma
$189,831
National Median
$410,000
At $189,831, homes in Houma cost 54% below the national median of $410,000. This makes Houma a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Houma?
20% Down Payment
$37,966
on $189,831
Monthly P&I
$990/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,257/mo
incl. taxes & insurance
Income Needed
$50,280
gross annual (30% rule)
10% Down Option
$18,983
+ PMI applies
Loan Amount (20% dn)
$151,865
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Houma, LA?
The median home value in Houma is $189,831 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.8% year-over-year.
How much have home prices changed in Houma?
Over the past year, home values in Houma have decreased by 5.8%. Over five years, prices have fallen approximately 8.3%.
How much do I need to earn to buy a home in Houma?
To comfortably afford the median home price of $189,831 with a 20% down payment ($37,966) at today's rates (6.8%), you'd need a gross annual income of approximately $50,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Houma compare to the national average home price?
The national median home value is approximately $410,000. At $189,831, homes in Houma are 54% below the national average.
What metro area is Houma part of?
Houma is part of the Houma-Thibodaux, LA metropolitan area. Home prices and market conditions can vary across the broader metro region.