Market Overview
Home Prices in Oberlin, LA
The median home value in Oberlin, LA is $102,872 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 15.7% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oberlin are priced75% below average.
Price History
Oberlin Home Price Trend
2024
$121,139
$121K
—
2025
$122,058
$122K
+0.8%
2026
$102,872
$103K
-15.7%
City Comparison
Oberlin vs. National Median
🏠 Oberlin
$102,872
National Median
$410,000
At $102,872, homes in Oberlin cost 75% below the national median of $410,000. This makes Oberlin a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oberlin?
20% Down Payment
$20,574
on $102,872
Monthly P&I
$537/mo
30-yr @ 6.8%
Total Monthly Est.
~$682/mo
incl. taxes & insurance
Income Needed
$27,280
gross annual (30% rule)
10% Down Option
$10,287
+ PMI applies
Loan Amount (20% dn)
$82,298
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oberlin, LA?
The median home value in Oberlin is $102,872 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 15.7% year-over-year.
How much have home prices changed in Oberlin?
Over the past year, home values in Oberlin have decreased by 15.7%.
How much do I need to earn to buy a home in Oberlin?
To comfortably afford the median home price of $102,872 with a 20% down payment ($20,574) at today's rates (6.8%), you'd need a gross annual income of approximately $27,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Oberlin compare to the national average home price?
The national median home value is approximately $410,000. At $102,872, homes in Oberlin are 75% below the national average.