Market Overview
Home Prices in Rayne, LA
The median home value in Rayne, LA is $175,712 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.2% compared to a year ago and down 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rayne are priced57% below average. Rayne is part of the Lafayette, LA metro area.
Over the past five years, Rayne home values have risen by approximately10.6%, reflecting steady appreciation in this market.
Price History
Rayne Home Price Trend
2020
$154,446
$154K
—
2021
$158,809
$159K
+2.8%
2022
$170,001
$170K
+7.0%
2023
$173,800
$174K
+2.2%
2024
$169,094
$169K
-2.7%
2025
$165,498
$165K
-2.1%
2026
$175,712
$176K
+6.2%
City Comparison
Rayne vs. National Median
🏠 Rayne
$175,712
National Median
$410,000
At $175,712, homes in Rayne cost 57% below the national median of $410,000. This makes Rayne a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rayne?
20% Down Payment
$35,142
on $175,712
Monthly P&I
$916/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,163/mo
incl. taxes & insurance
Income Needed
$46,520
gross annual (30% rule)
10% Down Option
$17,571
+ PMI applies
Loan Amount (20% dn)
$140,570
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rayne, LA?
The median home value in Rayne is $175,712 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.2% year-over-year.
How much have home prices changed in Rayne?
Over the past year, home values in Rayne have increased by 6.2%. Over five years, prices have risen approximately 10.6%.
How much do I need to earn to buy a home in Rayne?
To comfortably afford the median home price of $175,712 with a 20% down payment ($35,142) at today's rates (6.8%), you'd need a gross annual income of approximately $46,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Rayne compare to the national average home price?
The national median home value is approximately $410,000. At $175,712, homes in Rayne are 57% below the national average.
What metro area is Rayne part of?
Rayne is part of the Lafayette, LA metropolitan area. Home prices and market conditions can vary across the broader metro region.