Market Overview
Home Prices in Ringgold, LA
The median home value in Ringgold, LA is $121,523 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 13.8% compared to a year ago and down 10.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ringgold are priced70% below average.
Price History
Ringgold Home Price Trend
2024
$157,229
$157K
—
2025
$141,019
$141K
-10.3%
2026
$121,523
$122K
-13.8%
City Comparison
Ringgold vs. National Median
🏠 Ringgold
$121,523
National Median
$410,000
At $121,523, homes in Ringgold cost 70% below the national median of $410,000. This makes Ringgold a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ringgold?
20% Down Payment
$24,305
on $121,523
Monthly P&I
$634/mo
30-yr @ 6.8%
Total Monthly Est.
~$805/mo
incl. taxes & insurance
Income Needed
$32,200
gross annual (30% rule)
10% Down Option
$12,152
+ PMI applies
Loan Amount (20% dn)
$97,218
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ringgold, LA?
The median home value in Ringgold is $121,523 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 13.8% year-over-year.
How much have home prices changed in Ringgold?
Over the past year, home values in Ringgold have decreased by 13.8%.
How much do I need to earn to buy a home in Ringgold?
To comfortably afford the median home price of $121,523 with a 20% down payment ($24,305) at today's rates (6.8%), you'd need a gross annual income of approximately $32,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Ringgold compare to the national average home price?
The national median home value is approximately $410,000. At $121,523, homes in Ringgold are 70% below the national average.