Market Overview
Home Prices in Ruston, LA
The median home value in Ruston, LA is $231,864 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.1% compared to a year ago and up 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ruston are priced43% below average. Ruston is part of the Ruston, LA metro area.
Over the past five years, Ruston home values have risen by approximately11.0%, reflecting steady appreciation in this market.
Price History
Ruston Home Price Trend
2020
$195,201
$195K
—
2021
$208,883
$209K
+7.0%
2022
$222,608
$223K
+6.6%
2023
$225,367
$225K
+1.2%
2024
$228,464
$228K
+1.4%
2025
$229,324
$229K
+0.4%
2026
$231,864
$232K
+1.1%
City Comparison
Ruston vs. National Median
🏠 Ruston
$231,864
National Median
$410,000
At $231,864, homes in Ruston cost 43% below the national median of $410,000. This makes Ruston a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ruston?
20% Down Payment
$46,373
on $231,864
Monthly P&I
$1,209/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,535/mo
incl. taxes & insurance
Income Needed
$61,400
gross annual (30% rule)
10% Down Option
$23,186
+ PMI applies
Loan Amount (20% dn)
$185,491
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ruston, LA?
The median home value in Ruston is $231,864 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.1% year-over-year.
How much have home prices changed in Ruston?
Over the past year, home values in Ruston have increased by 1.1%. Over five years, prices have risen approximately 11.0%.
How much do I need to earn to buy a home in Ruston?
To comfortably afford the median home price of $231,864 with a 20% down payment ($46,373) at today's rates (6.8%), you'd need a gross annual income of approximately $61,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Ruston compare to the national average home price?
The national median home value is approximately $410,000. At $231,864, homes in Ruston are 43% below the national average.
What metro area is Ruston part of?
Ruston is part of the Ruston, LA metropolitan area. Home prices and market conditions can vary across the broader metro region.