Market Overview
Home Prices in Saint Joseph, LA
The median home value in Saint Joseph, LA is $205,279 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 13.2% compared to a year ago and down 5.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Joseph are priced50% below average.
Over the past five years, Saint Joseph home values have fallen by approximately29.1%, reflecting softening conditions in this market.
Price History
Saint Joseph Home Price Trend
2020
$289,758
$290K
—
2021
$289,684
$290K
+-0.0%
2022
$286,769
$287K
-1.0%
2023
$268,458
$268K
-6.4%
2024
$250,748
$251K
-6.6%
2025
$236,477
$236K
-5.7%
2026
$205,279
$205K
-13.2%
City Comparison
Saint Joseph vs. National Median
🏠 Saint Joseph
$205,279
National Median
$410,000
At $205,279, homes in Saint Joseph cost 50% below the national median of $410,000. This makes Saint Joseph a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saint Joseph?
20% Down Payment
$41,056
on $205,279
Monthly P&I
$1,071/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,360/mo
incl. taxes & insurance
Income Needed
$54,400
gross annual (30% rule)
10% Down Option
$20,528
+ PMI applies
Loan Amount (20% dn)
$164,223
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Joseph, LA?
The median home value in Saint Joseph is $205,279 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 13.2% year-over-year.
How much have home prices changed in Saint Joseph?
Over the past year, home values in Saint Joseph have decreased by 13.2%. Over five years, prices have fallen approximately 29.1%.
How much do I need to earn to buy a home in Saint Joseph?
To comfortably afford the median home price of $205,279 with a 20% down payment ($41,056) at today's rates (6.8%), you'd need a gross annual income of approximately $54,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Joseph compare to the national average home price?
The national median home value is approximately $410,000. At $205,279, homes in Saint Joseph are 50% below the national average.