Market Overview
Home Prices in Spearsville, LA
The median home value in Spearsville, LA is $128,546 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.5% compared to a year ago and down 5.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Spearsville are priced69% below average. Spearsville is part of the Monroe, LA metro area.
Over the past five years, Spearsville home values have risen by approximately6.8%, reflecting steady appreciation in this market.
Price History
Spearsville Home Price Trend
City Comparison
Spearsville vs. National Median
At $128,546, homes in Spearsville cost 69% below the national median of $410,000. This makes Spearsville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Spearsville?
20% Down Payment
$25,709
on $128,546
Monthly P&I
$670/mo
30-yr @ 6.8%
Total Monthly Est.
~$851/mo
incl. taxes & insurance
Income Needed
$34,040
gross annual (30% rule)
10% Down Option
$12,855
+ PMI applies
Loan Amount (20% dn)
$102,837
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Spearsville, LA?
The median home value in Spearsville is $128,546 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.5% year-over-year.
How much have home prices changed in Spearsville?
Over the past year, home values in Spearsville have increased by 7.5%. Over five years, prices have risen approximately 6.8%.
How much do I need to earn to buy a home in Spearsville?
To comfortably afford the median home price of $128,546 with a 20% down payment ($25,709) at today's rates (6.8%), you'd need a gross annual income of approximately $34,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Spearsville compare to the national average home price?
The national median home value is approximately $410,000. At $128,546, homes in Spearsville are 69% below the national average.
What metro area is Spearsville part of?
Spearsville is part of the Monroe, LA metropolitan area. Home prices and market conditions can vary across the broader metro region.