Market Overview
Home Prices in Winnsboro, LA
The median home value in Winnsboro, LA is $114,881 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.1% compared to a year ago and down 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Winnsboro are priced72% below average.
Over the past five years, Winnsboro home values have fallen by approximately5.3%, reflecting softening conditions in this market.
Price History
Winnsboro Home Price Trend
2020
$114,595
$115K
—
2021
$121,354
$121K
+5.9%
2022
$128,494
$128K
+5.9%
2023
$136,658
$137K
+6.4%
2024
$125,222
$125K
-8.4%
2025
$121,042
$121K
-3.3%
2026
$114,881
$115K
-5.1%
City Comparison
Winnsboro vs. National Median
🏠 Winnsboro
$114,881
National Median
$410,000
At $114,881, homes in Winnsboro cost 72% below the national median of $410,000. This makes Winnsboro a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Winnsboro?
20% Down Payment
$22,976
on $114,881
Monthly P&I
$599/mo
30-yr @ 6.8%
Total Monthly Est.
~$761/mo
incl. taxes & insurance
Income Needed
$30,440
gross annual (30% rule)
10% Down Option
$11,488
+ PMI applies
Loan Amount (20% dn)
$91,905
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Winnsboro, LA?
The median home value in Winnsboro is $114,881 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.1% year-over-year.
How much have home prices changed in Winnsboro?
Over the past year, home values in Winnsboro have decreased by 5.1%. Over five years, prices have fallen approximately 5.3%.
How much do I need to earn to buy a home in Winnsboro?
To comfortably afford the median home price of $114,881 with a 20% down payment ($22,976) at today's rates (6.8%), you'd need a gross annual income of approximately $30,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Winnsboro compare to the national average home price?
The national median home value is approximately $410,000. At $114,881, homes in Winnsboro are 72% below the national average.