Market Overview
Home Prices in Zachary, LA
The median home value in Zachary, LA is $270,591 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and up 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Zachary are priced34% below average. Zachary is part of the Baton Rouge, LA metro area.
Over the past five years, Zachary home values have risen by approximately16.2%, reflecting steady appreciation in this market.
Price History
Zachary Home Price Trend
City Comparison
Zachary vs. National Median
At $270,591, homes in Zachary cost 34% below the national median of $410,000. This makes Zachary a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Zachary?
20% Down Payment
$54,118
on $270,591
Monthly P&I
$1,411/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,792/mo
incl. taxes & insurance
Income Needed
$71,680
gross annual (30% rule)
10% Down Option
$27,059
+ PMI applies
Loan Amount (20% dn)
$216,473
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Zachary, LA?
The median home value in Zachary is $270,591 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Zachary?
Over the past year, home values in Zachary have increased by 0.3%. Over five years, prices have risen approximately 16.2%.
How much do I need to earn to buy a home in Zachary?
To comfortably afford the median home price of $270,591 with a 20% down payment ($54,118) at today's rates (6.8%), you'd need a gross annual income of approximately $71,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Zachary compare to the national average home price?
The national median home value is approximately $410,000. At $270,591, homes in Zachary are 34% below the national average.
What metro area is Zachary part of?
Zachary is part of the Baton Rouge, LA metropolitan area. Home prices and market conditions can vary across the broader metro region.