Market Overview
Home Prices in Accident, MD
The median home value in Accident, MD is $321,978 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.6% compared to a year ago and up 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Accident are priced21% below average.
Over the past five years, Accident home values have risen by approximately24.6%, reflecting strong long-term appreciation in this market.
Price History
Accident Home Price Trend
2020
$209,494
$209K
—
2021
$258,324
$258K
+23.3%
2022
$295,722
$296K
+14.5%
2023
$301,903
$302K
+2.1%
2024
$302,942
$303K
+0.3%
2025
$313,832
$314K
+3.6%
2026
$321,978
$322K
+2.6%
City Comparison
Accident vs. National Median
🏠 Accident
$321,978
National Median
$410,000
At $321,978, homes in Accident cost 21% below the national median of $410,000. This makes Accident a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Accident?
20% Down Payment
$64,396
on $321,978
Monthly P&I
$1,679/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,132/mo
incl. taxes & insurance
Income Needed
$85,280
gross annual (30% rule)
10% Down Option
$32,198
+ PMI applies
Loan Amount (20% dn)
$257,582
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Accident, MD?
The median home value in Accident is $321,978 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.6% year-over-year.
How much have home prices changed in Accident?
Over the past year, home values in Accident have increased by 2.6%. Over five years, prices have risen approximately 24.6%.
How much do I need to earn to buy a home in Accident?
To comfortably afford the median home price of $321,978 with a 20% down payment ($64,396) at today's rates (6.8%), you'd need a gross annual income of approximately $85,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Accident compare to the national average home price?
The national median home value is approximately $410,000. At $321,978, homes in Accident are 21% below the national average.