📍 Adamstown, MD · Zillow ZHVI · July 2026

Average Home Price in
Adamstown, MD

Washington-Arlington-Alexandria, DC-VA-MD-WV metro area · Frederick County County

Median Home Value
$669,527
↓ 0.1% year-over-year
vs. National Median
$410,000
Adamstown is 63% above
Est. Monthly Payment
$3,492/mo
20% down · 6.8% rate
Income Needed
$177K
gross annual (30% rule)
Median Home Value
$669,527
↓ 0.1% year-over-year

Down Payment (20%)$133,905
Monthly P&I$3,492/mo
With Taxes & Ins.~$4,435/mo
Income Needed$177,400/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Adamstown, MD

The median home value in Adamstown, MD is $669,527 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.1% compared to a year ago and up 2.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Adamstown are priced63% above average. Adamstown is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area.

Over the past five years, Adamstown home values have risen by approximately19.2%, reflecting steady appreciation in this market.

City Comparison

Adamstown vs. National Median

🏠 Adamstown
$669,527
National Median
$410,000

At $669,527, homes in Adamstown cost 63% above the national median of $410,000. Buyers in Adamstown should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Adamstown?

20% Down Payment
$133,905
on $669,527
Monthly P&I
$3,492/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,435/mo
incl. taxes & insurance
Income Needed
$177,400
gross annual (30% rule)
10% Down Option
$66,953
+ PMI applies
Loan Amount (20% dn)
$535,622
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Adamstown, MD?
The median home value in Adamstown is $669,527 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.1% year-over-year.
How much have home prices changed in Adamstown?
Over the past year, home values in Adamstown have decreased by 0.1%. Over five years, prices have risen approximately 19.2%.
How much do I need to earn to buy a home in Adamstown?
To comfortably afford the median home price of $669,527 with a 20% down payment ($133,905) at today's rates (6.8%), you'd need a gross annual income of approximately $177,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Adamstown compare to the national average home price?
The national median home value is approximately $410,000. At $669,527, homes in Adamstown are 63% above the national average.
What metro area is Adamstown part of?
Adamstown is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.