Market Overview
Home Prices in Arnold, MD
The median home value in Arnold, MD is $610,070 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Arnold are priced49% above average. Arnold is part of the Baltimore-Columbia-Towson, MD metro area.
Over the past five years, Arnold home values have risen by approximately16.0%, reflecting steady appreciation in this market.
Price History
Arnold Home Price Trend
City Comparison
Arnold vs. National Median
At $610,070, homes in Arnold cost 49% above the national median of $410,000. Buyers in Arnold should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Arnold?
20% Down Payment
$122,014
on $610,070
Monthly P&I
$3,182/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,041/mo
incl. taxes & insurance
Income Needed
$161,640
gross annual (30% rule)
10% Down Option
$61,007
+ PMI applies
Loan Amount (20% dn)
$488,056
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Arnold, MD?
The median home value in Arnold is $610,070 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Arnold?
Over the past year, home values in Arnold have increased by 2%. Over five years, prices have risen approximately 16.0%.
How much do I need to earn to buy a home in Arnold?
To comfortably afford the median home price of $610,070 with a 20% down payment ($122,014) at today's rates (6.8%), you'd need a gross annual income of approximately $161,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Arnold compare to the national average home price?
The national median home value is approximately $410,000. At $610,070, homes in Arnold are 49% above the national average.
What metro area is Arnold part of?
Arnold is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.