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📍 Barclay, MD · Zillow ZHVI · July 2026

Average Home Price in
Barclay, MD

Baltimore-Columbia-Towson, MD metro area · Queen Annes County County

Median Home Value
$431,958
↑ 4.9% year-over-year
vs. National Median
$410,000
Barclay is 5% above
Est. Monthly Payment
$2,253/mo
20% down · 6.8% rate
Income Needed
$114K
gross annual (30% rule)
Median Home Value
$431,958
↑ 4.9% year-over-year
Down Payment (20%)$86,392
Monthly P&I$2,253/mo
With Taxes & Ins.~$2,861/mo
Income Needed$114,440/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Barclay, MD

The median home value in Barclay, MD is $431,958 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.9% compared to a year ago and up 2.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Barclay are priced5% above average. Barclay is part of the Baltimore-Columbia-Towson, MD metro area.

City Comparison

Barclay vs. National Median

🏠 Barclay
$431,958
National Median
$410,000

At $431,958, homes in Barclay cost 5% above the national median of $410,000. Buyers in Barclay should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Barclay?

20% Down Payment
$86,392
on $431,958
Monthly P&I
$2,253/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,861/mo
incl. taxes & insurance
Income Needed
$114,440
gross annual (30% rule)
10% Down Option
$43,196
+ PMI applies
Loan Amount (20% dn)
$345,566
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Barclay, MD?
The median home value in Barclay is $431,958 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.9% year-over-year.
How much have home prices changed in Barclay?
Over the past year, home values in Barclay have increased by 4.9%.
How much do I need to earn to buy a home in Barclay?
To comfortably afford the median home price of $431,958 with a 20% down payment ($86,392) at today's rates (6.8%), you'd need a gross annual income of approximately $114,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Barclay compare to the national average home price?
The national median home value is approximately $410,000. At $431,958, homes in Barclay are 5% above the national average.
What metro area is Barclay part of?
Barclay is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.