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📍 Belcamp, MD · Zillow ZHVI · July 2026

Average Home Price in
Belcamp, MD

Baltimore-Columbia-Towson, MD metro area · Harford County County

Median Home Value
$296,975
↓ 0.6% year-over-year
vs. National Median
$410,000
Belcamp is 28% below
Est. Monthly Payment
$1,549/mo
20% down · 6.8% rate
Income Needed
$79K
gross annual (30% rule)
Median Home Value
$296,975
↓ 0.6% year-over-year
Down Payment (20%)$59,395
Monthly P&I$1,549/mo
With Taxes & Ins.~$1,967/mo
Income Needed$78,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Belcamp, MD

The median home value in Belcamp, MD is $296,975 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.6% compared to a year ago and up 0.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Belcamp are priced28% below average. Belcamp is part of the Baltimore-Columbia-Towson, MD metro area.

Over the past five years, Belcamp home values have risen by approximately21.4%, reflecting strong long-term appreciation in this market.

City Comparison

Belcamp vs. National Median

🏠 Belcamp
$296,975
National Median
$410,000

At $296,975, homes in Belcamp cost 28% below the national median of $410,000. This makes Belcamp a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Belcamp?

20% Down Payment
$59,395
on $296,975
Monthly P&I
$1,549/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,967/mo
incl. taxes & insurance
Income Needed
$78,680
gross annual (30% rule)
10% Down Option
$29,698
+ PMI applies
Loan Amount (20% dn)
$237,580
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Belcamp, MD?
The median home value in Belcamp is $296,975 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.6% year-over-year.
How much have home prices changed in Belcamp?
Over the past year, home values in Belcamp have decreased by 0.6%. Over five years, prices have risen approximately 21.4%.
How much do I need to earn to buy a home in Belcamp?
To comfortably afford the median home price of $296,975 with a 20% down payment ($59,395) at today's rates (6.8%), you'd need a gross annual income of approximately $78,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Belcamp compare to the national average home price?
The national median home value is approximately $410,000. At $296,975, homes in Belcamp are 28% below the national average.
What metro area is Belcamp part of?
Belcamp is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.