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📍 Beltsville, MD · Zillow ZHVI · July 2026

Average Home Price in
Beltsville, MD

Washington-Arlington-Alexandria, DC-VA-MD-WV metro area · Prince Georges County County

Median Home Value
$463,307
↓ 0.1% year-over-year
vs. National Median
$410,000
Beltsville is 13% above
Est. Monthly Payment
$2,416/mo
20% down · 6.8% rate
Income Needed
$123K
gross annual (30% rule)
Median Home Value
$463,307
↓ 0.1% year-over-year
Down Payment (20%)$92,661
Monthly P&I$2,416/mo
With Taxes & Ins.~$3,068/mo
Income Needed$122,720/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Beltsville, MD

The median home value in Beltsville, MD is $463,307 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.1% compared to a year ago and up 1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Beltsville are priced13% above average. Beltsville is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area.

Over the past five years, Beltsville home values have risen by approximately12.4%, reflecting steady appreciation in this market.

City Comparison

Beltsville vs. National Median

🏠 Beltsville
$463,307
National Median
$410,000

At $463,307, homes in Beltsville cost 13% above the national median of $410,000. Buyers in Beltsville should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Beltsville?

20% Down Payment
$92,661
on $463,307
Monthly P&I
$2,416/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,068/mo
incl. taxes & insurance
Income Needed
$122,720
gross annual (30% rule)
10% Down Option
$46,331
+ PMI applies
Loan Amount (20% dn)
$370,646
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Beltsville, MD?
The median home value in Beltsville is $463,307 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.1% year-over-year.
How much have home prices changed in Beltsville?
Over the past year, home values in Beltsville have decreased by 0.1%. Over five years, prices have risen approximately 12.4%.
How much do I need to earn to buy a home in Beltsville?
To comfortably afford the median home price of $463,307 with a 20% down payment ($92,661) at today's rates (6.8%), you'd need a gross annual income of approximately $122,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Beltsville compare to the national average home price?
The national median home value is approximately $410,000. At $463,307, homes in Beltsville are 13% above the national average.
What metro area is Beltsville part of?
Beltsville is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.