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📍 Berlin, MD · Zillow ZHVI · July 2026

Average Home Price in
Berlin, MD

Salisbury, MD-DE metro area · Worcester County County

Median Home Value
$445,044
↓ 1.3% year-over-year
vs. National Median
$410,000
Berlin is 9% above
Est. Monthly Payment
$2,321/mo
20% down · 6.8% rate
Income Needed
$118K
gross annual (30% rule)
Median Home Value
$445,044
↓ 1.3% year-over-year
Down Payment (20%)$89,009
Monthly P&I$2,321/mo
With Taxes & Ins.~$2,948/mo
Income Needed$117,920/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Berlin, MD

The median home value in Berlin, MD is $445,044 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.3% compared to a year ago and down 1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Berlin are priced9% above average. Berlin is part of the Salisbury, MD-DE metro area.

Over the past five years, Berlin home values have risen by approximately23.4%, reflecting strong long-term appreciation in this market.

City Comparison

Berlin vs. National Median

🏠 Berlin
$445,044
National Median
$410,000

At $445,044, homes in Berlin cost 9% above the national median of $410,000. Buyers in Berlin should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Berlin?

20% Down Payment
$89,009
on $445,044
Monthly P&I
$2,321/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,948/mo
incl. taxes & insurance
Income Needed
$117,920
gross annual (30% rule)
10% Down Option
$44,504
+ PMI applies
Loan Amount (20% dn)
$356,035
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Berlin, MD?
The median home value in Berlin is $445,044 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.3% year-over-year.
How much have home prices changed in Berlin?
Over the past year, home values in Berlin have decreased by 1.3%. Over five years, prices have risen approximately 23.4%.
How much do I need to earn to buy a home in Berlin?
To comfortably afford the median home price of $445,044 with a 20% down payment ($89,009) at today's rates (6.8%), you'd need a gross annual income of approximately $117,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Berlin compare to the national average home price?
The national median home value is approximately $410,000. At $445,044, homes in Berlin are 9% above the national average.
What metro area is Berlin part of?
Berlin is part of the Salisbury, MD-DE metropolitan area. Home prices and market conditions can vary across the broader metro region.