📍 Bethesda, MD · Zillow ZHVI · July 2026

Average Home Price in
Bethesda, MD

Washington-Arlington-Alexandria, DC-VA-MD-WV metro area · Montgomery County County

Median Home Value
$1,168,471
↓ 1% year-over-year
vs. National Median
$410,000
Bethesda is 185% above
Est. Monthly Payment
$6,094/mo
20% down · 6.8% rate
Income Needed
$310K
gross annual (30% rule)
Median Home Value
$1,168,471
↓ 1% year-over-year

Down Payment (20%)$233,694
Monthly P&I$6,094/mo
With Taxes & Ins.~$7,739/mo
Income Needed$309,560/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Bethesda, MD

The median home value in Bethesda, MD is $1,168,471 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1% compared to a year ago and up 2.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Bethesda are priced185% above average. Bethesda is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area.

Over the past five years, Bethesda home values have risen by approximately12.9%, reflecting steady appreciation in this market.

City Comparison

Bethesda vs. National Median

🏠 Bethesda
$1,168,471
National Median
$410,000

At $1,168,471, homes in Bethesda cost 185% above the national median of $410,000. Buyers in Bethesda should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Bethesda?

20% Down Payment
$233,694
on $1,168,471
Monthly P&I
$6,094/mo
30-yr @ 6.8%
Total Monthly Est.
~$7,739/mo
incl. taxes & insurance
Income Needed
$309,560
gross annual (30% rule)
10% Down Option
$116,847
+ PMI applies
Loan Amount (20% dn)
$934,777
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Bethesda, MD?
The median home value in Bethesda is $1,168,471 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1% year-over-year.
How much have home prices changed in Bethesda?
Over the past year, home values in Bethesda have decreased by 1%. Over five years, prices have risen approximately 12.9%.
How much do I need to earn to buy a home in Bethesda?
To comfortably afford the median home price of $1,168,471 with a 20% down payment ($233,694) at today's rates (6.8%), you'd need a gross annual income of approximately $309,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Bethesda compare to the national average home price?
The national median home value is approximately $410,000. At $1,168,471, homes in Bethesda are 185% above the national average.
What metro area is Bethesda part of?
Bethesda is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.