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📍 Bloomington, MD · Zillow ZHVI · July 2026

Average Home Price in
Bloomington, MD

Garrett County County

Median Home Value
$125,189
↑ 11.7% year-over-year
vs. National Median
$410,000
Bloomington is 69% below
Est. Monthly Payment
$653/mo
20% down · 6.8% rate
Income Needed
$33K
gross annual (30% rule)
Median Home Value
$125,189
↑ 11.7% year-over-year
Down Payment (20%)$25,038
Monthly P&I$653/mo
With Taxes & Ins.~$829/mo
Income Needed$33,160/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Bloomington, MD

The median home value in Bloomington, MD is $125,189 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.7% compared to a year ago and down 6.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Bloomington are priced69% below average.

City Comparison

Bloomington vs. National Median

🏠 Bloomington
$125,189
National Median
$410,000

At $125,189, homes in Bloomington cost 69% below the national median of $410,000. This makes Bloomington a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Bloomington?

20% Down Payment
$25,038
on $125,189
Monthly P&I
$653/mo
30-yr @ 6.8%
Total Monthly Est.
~$829/mo
incl. taxes & insurance
Income Needed
$33,160
gross annual (30% rule)
10% Down Option
$12,519
+ PMI applies
Loan Amount (20% dn)
$100,151
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Bloomington, MD?
The median home value in Bloomington is $125,189 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.7% year-over-year.
How much have home prices changed in Bloomington?
Over the past year, home values in Bloomington have increased by 11.7%.
How much do I need to earn to buy a home in Bloomington?
To comfortably afford the median home price of $125,189 with a 20% down payment ($25,038) at today's rates (6.8%), you'd need a gross annual income of approximately $33,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Bloomington compare to the national average home price?
The national median home value is approximately $410,000. At $125,189, homes in Bloomington are 69% below the national average.